Current Best Mortgage Rates in Framingham, MA

If you, along with many other potential homeowners, have been impressed by sinking mortgage rates and are now thinking about purchasing your first home, the present might actually be the perfect time. Of course, just because average Framingham mortgage rates are at an all-time low doesn’t mean every lending institution will be offering a great deal. In order to lessen the cost of your home purchase as much as possible, you’ll need to research the rates available locally and find the very best.

Whether you’re interested in a traditional fixed rate mortgage or are planning on obtaining an ARM, there’s a lender in Framingham, MA with a great rate for you. Below is a list of the best mortgage rates in Framingham across a host of loan types.

Framingham Banks and Credit Unions with Lowest Mortgage Rates

Top Framingham 15-Year Fixed Mortgage Rates

• Sovereign Bank: 3.25%
• • No Orig. Fees
  • Points: 0


• Salem Five Cents Savings Bank: 3.25%
• • Orig. Fees: $494.500
  • Points: 1.38


• Bank of America, National Association: 3.25%
• • No Orig. Fees
  • Points: 1.13

Best 30-Year Fixed Mortgage Rates in Framingham

• Salem Five Cents Savings Bank: 3.88%
• • Orig. Fees: $494.500
  • Points: 2.25


• Central One Federal Credit Union: 4.13%
• • No Orig. Fees
  • Points: 0


• People's United Bank: 4.13%
• • No Orig. Fees
  • Points: 0

Lowest Framingham 3/1 ARM Mortgage Rates

• Sovereign Bank: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• UniBank for Savings: 2.9%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• RBS Citizens, National Association: 3%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates for a 5/1 ARM in Framingham

• Sovereign Bank: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.63%
• • No Orig. Fees
  • Points: 1
  • Caps: 2% per Adjustment Period


• RBS Citizens, National Association: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Be sure you verify these interest rates with the lender before applying. These rates are accurate as of 11/01/11, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Framingham mortgage rate.